Auto Loan Portfolio Acquisitions- Prime,Sub-Prime,Charge-Off and BK 13

ACA is a premier broker firm that works directly with auto lenders and private capital companies that purchase auto loan portfolios in bulk. For the buy here pay here and sub-prime industry we have exclusive relationships with numerous financial lenders that specialize in the bulk acquisition of auto loan pools from auto dealers and captive finance companies. For the prime and near-prime industry we represent several banks that purchase portfolios paying up to par and in some cases paying premiums. These special relationships allow us to provide our clients with the best pricing and terms available in the business. Simply stated, our special relationships with our banks and finance companies will allow us to bring you to the right buyer.





Portfolio Analysis - No Fee's

ACA offers a no-cost no-obligation analysis of your portfolio and there are no close fee's to our seller. This allows the seller to obtain more revenue from the sale. It also allows us to present better purchasing opportunities to our sellers with any payment frequency. We typically will have pricing and terms within 2-3 business days. BK and charge-off loan pools may be considered as well.





Portfolio Parameters

Your portfolio should meet the following criteria for purchase. For BHPH and Sub-Prime portfolio's: 2 months seasoning minimum, 18-42 months remaining term, min 16% APR to state max. (no interest loans may be considered), 10 year or newer collateral, no mileage cap: For Prime portfolio's, all loan pools will be considered that are originated at 84 months and below with any APR.





Due Diligence

Upon accepting the pricing and terms, in most cases we will come to your location to perform a quick due diligence check. Depending on the location and size of the transaction, closing typically can be completed within 5 business days.



Servicing/Collections

Our servicing platform is aligned with auto loan collections specialists that are specifically experienced in working with the BHPH and sub-prime customer. We realize that the relationship with the customer is very important and the goal is to obtain payments and not the collateral.




Service, Consistency and Reliability Guaranteed!




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